Job Title: Universal Banker

Salary Range: Hourly (Non-Exempt)

Position Type: Full Time

Position Overview

Job Summary: 

The Universal Banker facilitates the efficient operation of the assigned department by performing a variety of clerical and administrative tasks, as well as completing deposits, withdrawals, open new accounts and provide other financial interactions while offering excellent customer service to all customers.

 

Role and Responsibilities:

• Conducts retail transactions on behalf of the bank including, but not limited to; cashing checks, accepting deposits, Savings transactions, CD transactions; mortgage and retail loan payments, new accounts, debit cards, cashier’s checks, safe deposit box and bond redemption.
• Related administrative duties.
• Confirms accuracy of transaction.
• Enter transactions in banks record keeping system, recording all transactions, and producing customer receipts.
• Evaluates documents to verify endorsements, dates, identification of persons receiving payments, bank names, and overall legality of the documents.
• Identifies and capitalizes on opportunities to promote new banking services.
• Supports efforts to track various transactions using appropriate technology.
• Balances all monies in cash drawers and vault at the end of shifts.
• Accepts and counts inventories of cash and checks each day.
• Maintains a work area that ensures the safety of all negotiables and confidential records.
• Prepares monies for deposit or shipment to branch banks or the Federal Reserve Bank.
• Maintains cash supply to meet daily needs.
• Maintain confidentiality of all customer information. Follow established bank policy and procedures and established safety measures.
• Responsible for supporting bank compliance efforts and ongoing training.
• Opening / Closing duties.
• Answers and transfers phone calls, screening when necessary.
• Welcomes and directs visitors and clients.
• Retrieves information as requested from records, email, minutes, and other related documents; prepares written summaries of data when needed.
• Responds to and resolves administrative inquiries and questions.
• Performs other related duties as assigned.

Required Skills/Abilities:

• Excellent verbal and written communication.
• Excellent math skills.
• Excellent customers service and interpersonal skills.
• Trustworthiness and ability to act with integrity and confidentiality.
• Excellent organizational skills and attention to detail.
• Ability to maintain regular and reliable attendance.
• Excellent interpersonal and customer service skills.

Education and Experience:

• Highschool Diploma or equivalent.
• Cash handling experience preferred.
• Previous experience working directly with the public is preferred.
• This job requires ongoing regulatory training.

Physical Requirements:

• While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms.
• Must be able to access and navigate each department at the organization’s facilities.
• This position requires the ability to occasionally lift up to 20 pounds.
• May need to stand or sit for long periods of time.

Environment

• This job operates in a professional office environment.
• This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice. Stockmens Bank is an Equal Opportunity Employer.

 

Job Title: Loan Processor

Salary Range: $40,000 – $50,000 per year

Position Type: Full Time

Position Overview

The Loan Processor is responsible for uploading the loan file to the online Core Banking system and the future maintenance of the online files. Processors are responsible for the maintenance of the physical files and the ongoing tracking of loan requirements and ongoing exceptions.

Role and Responsibilities:

• Responsible for loading new loan files, renewals, and modifications on the Core Banking System.
• Maintenance and update loan files in the Core Banking System.
• Responsible for reviewing documents and loan files. Work to prevent problems by highlighting deficiencies and notifying Loan Coordinators.
• Provide support in various stages and areas of lending and processing as needed.
• Tracks outstanding items on all loan files and follow up with Loan Coordinators to ensure necessary documentation is received.
• Responsible for processing paid files and releasing collateral.
• Process documents as needed to ensure the Loan closes on time.
• Knowledge of LE, CD, APR, Interest rates, disclosures and redisclosures for TRID Loans.
• Responsible for processing of escrow payments and completing annual escrow analysis.
• Responsible for completing various reports and analytics, balancing GL’s, and sending out various notices as requested.
• Responsible for pulling and maintenance rate changes across all Bank platforms.
• Follow established bank policy and procedures.
• Responsible for completing various reports and analytics as requested.
• Maintain confidentiality of all customer information.
• Responsible for supporting bank compliance efforts and ongoing training.
• Performs other duties as assigned.

Required Skills/Abilities:

• Excellent verbal and written communication.
• Excellent math skills.
• Excellent customer service and interpersonal skills.
• Trustworthiness and ability to act with integrity and confidentiality.
• Excellent organizational skills and attention to detail.
• Ability to prioritize and delegate when appropriate.
• Complex problem-solving skills.
• Excellent leadership and management skills.
• Ability to lift to 20 lbs. or more.
• Ability to maintain regular and reliable attendance.

Tools and Technology:

• Microsoft Office includes Word, Excel, Outlook, and PowerPoint.
• Experience using Core Banking, Document Imaging, and Loan Origination systems preferred.

Education and Experience:

• High School Diploma or equivalent.
• 1-2 years of previous experience in the field preferred.
• This job requires ongoing regulatory training.
• Knowledge of laws and requirements pertaining to the banking industry.
• Notary public preferred.

Physical Requirements:

• While performing the duties of this job, the employee is regularly required to use sight, talk, or hear; frequently stand, walk, use hand to finger, handle or feel; and reach with hands and arms. Must be able to access and navigate each department at the organization’s facilities. The employee may need to stand or sit for long periods of time.

Environment

• This job operates in a professional office environment.
• This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice. Stockmens Bank is an Equal Opportunity Employer.

Job Title: Full Time Teller

Salary Range: Hourly (Non-Exempt)

Position Type: Full Time

Position Overview

The Personal Banker will complete deposits, withdrawals and other financial interactions while providing excellent customer service to all customers.

Qualifications:

• Highschool Diploma or equivalent.
• Cash handling experience preferred.
• This job requires ongoing regulatory training.

Tools and Technology

• Microsoft Office including Word, Excel, Outlook, and PowerPoint.

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at anytime with or without notice. Stockmens Bank is an Equal Opportunity Employer.

 

Job Title: Administrative Assistant

Salary Range: Hourly ($17.00-$18.00)

Position Type: Part Time

Position Overview

The Administrative Assistant facilitates the efficient operation of the assigned department by performing a variety of clerical and administrative tasks.

Qualifications:

• Highschool Diploma or equivalent.
• Cash handling experience preferred.
• This job requires ongoing regulatory training.

Tools and Technology

• Microsoft Office including Word, Excel, Outlook, and PowerPoint.

Physical Requirements

· While performing the duties of this job, the employee is regularly required to use sight, talk, or hear, frequently stand, walk, use hand to finger, handle or feel, and reach with hands and arms. The employee may need to stand or sit for long periods of time. Must be able to lift up to 15 pounds.

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at anytime with or without notice. Stockmens Bank is an Equal Opportunity Employer.

 

Job Title:  Credit Analyst

Salary Range: $45,000 – $55,000 per year

Position Type: Full Time

Position Overview

The Credit Analyst is responsible for analyzing credit data and financial information to determine potential risk of persons or companies that are applying for credit. This includes activities such as loan analysis, preparing the credit analysis on loans presented to the loan committee and performing the annual reviews of credits.

Qualifications:

• Bachelor’s degree in related field or equivalent industry experience preferred.
• 2 years of previous experience preferred.
• This job requires ongoing regulatory training.
• Knowledge of laws and requirements pertaining to the banking industry.
• NMLS registration preferred.

Preferred Skills/Abilities:

• Excellent verbal and written communication.
• Excellent math and analytical skills.
• Excellent customer service and interpersonal skills.
• Trustworthiness and ability to act with integrity and confidentiality.
• Excellent organizational skills and attention to detail.
• Ability to prioritize and delegate when appropriate.
• Complex problem-solving skills.
• Ability to lift up to 20 lbs. or more.
• Ability to maintain regular and reliable attendance.

Tools and Technology:

• Microsoft Office including, Word, Excel, Outlook, PowerPoint.
• Experience using Core Banking, Document Imaging, and Loan Origination systems preferred.

Physical Requirements:

• While performing the duties of this job, the employee is regularly required to use sight, talk or hear, frequently stand, walk use hand to finger, handle or feel, and reach with hands and arms. Must be able to access and navigate each department at the organization’s facilities. The employee may need to stand or sit for long periods of time.

Environment:

Job Title: Loan Officer

Salary Range: Exempt ($60,000 to $80,000 per year)

Position Type: Full Time

Position Overview:

The Loan Officer will conduct business development tasks within a community bank setting to generate leads, build, and manage a profitable loan portfolio.

The Loan Officer will review client loan requests by evaluating the borrowers’ financial capacity, capital, conditions, character and collateral prior to the authorization or recommendation for loan approval.

Qualifications:

• Bachelor’s degree in related field, or equivalent industry experience preferred.
• 1-2 years of previous experience preferred.
• Prior experience as a credit analysis preferred.
• This job requires ongoing regulatory training.
• Basic knowledge of lending laws and regulation pertaining to the banking industry preferred.
• This position requires NMLS registration.

Tools and Technology:

• Microsoft Office including Word, Excel, Outlook, and PowerPoint.
• Experience using Core Banking, Document Imaging, and Loan Origination systems preferred.

Physical Requirements:

• While performing the duties of this job, the employee is regularly required to use sight, talk, or hear, frequently stand, walk, use hand to finger, handle or feel, and reach with hands and arms. Must be able to access and navigate each department at the organization’s facilities. The employee may need to stand or sit for long periods of time.